Fast matters when families are waiting. Our fast, simple claims process is built to move quickly – just like funeral service. With easy-to-use options like Instant Claims®, Phone-a-Claim and EFT payments, Homesteaders makes policy payouts quickly and efficiently, often the same day. Here’s what sets us apart: • More than 99% of claims are paid within two business days When claims are handled quickly, funeral professionals can focus on supporting families instead of paperwork and delays. That’s t