Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Ultra-premium luxury credit cards, or "black cards," are the most exclusive credit cards on the market.

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

With more than 50 million redeemed miles under her belt, Becky Pokora is a rewards travel expert. She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. If you need fast access to a new credit card to finance an emergency expense or other large purchase, you ...

Erin is a former writer and assigning editor on the NerdWallet Content team who now heads NerdWallet's travel business. She's a credit card and travel rewards expert at NerdWallet, based in Baltimore, ...

Jae Bratton has been writing about credit cards for NerdWallet since 2022. Her work has been published in The Washington Post, the Los Angeles Times, The Associated Press and the journal Studies in ...