Whenever you make a claim on an insurance policy, such as travel, car, home or pet cover, the payment you receive will have an amount deducted by the insurer. This is known as the excess. It is ...

On May 2, 2025, the Tenth Circuit Court of Appeals issued an opinion in AdHealth Limited v. PorterCare Adventist Health Systems affirming the lower court’s summary judgment ruling that a hospital’s ...

A driver`s personal motor vehicle insurance policy provides coverage that is excess to a vehicle owner`s personal blanket excess policy, a unanimous state Supreme Court has ruled. A driver's personal ...

Excess insurance policies are generally written to be just that; they—through their “other insurance” provisions—purport apply in excess of other insurance available to the insured. In many ...

In Guideone v. Systems 2000, the court reformed an excess insurance policy to remove a residential-work exclusion after finding clear evidence of mutual mistake, as both parties understood the policy ...